The answers are brief overviews intended to provide some general information. They are not intended to encompass entirely complete answers. We recommend going to www.medicare.gov, www.socialsecurity.gov and www.cms.gov. Additional information is available in the Medicare & You handbook distributed by the Dept. of Health & Human Services to each Medicare beneficiary. These handbooks can also be ordered on the medicare.gov website, or by calling 1-800-Medicare.