Regular Medicare isn’t enough to cover all your healthcare needs. That’s why Wade Emerson and his team are ready to help. Since 1984, Wade has given seniors in Lufkin, TX peace of mind about their healthcare by providing them with affordable Medicare Supplement Plans.
While Medicare has many valuable benefits, it also has its limits. Many people don’t realize that generic Medicare doesn’t cover all of their healthcare costs until it’s too late. Despite its benefits, Medicare has “gaps” it will not cover, and those gaps come out of your pocket.
For example, if you have Medicare Part B, you have to pay 20% of all your Medicare approved expenses. And unlike regular insurance, your 20% has no cap. Whether you need a CT scan or major surgery, 20% of the cost is your responsibility.
A Medicare Supplement Plan, however, can cover many of the costs regular Medicare doesn’t. Give us a call, and we’ll help you make an informed decision about which Medicare supplement plan is right for you.
Medicare Supplement Plans, or Medigap Plans, cover the gaps of regular Medicare by offsetting copays, deductibles, and coinsurance that generic Medicare doesn’t cover.
Rather than a supplemental plan, the Medicare Advantage Plan is a substitute for regular Medicare. The primary ‘advantage’ of the Medicare Advantage Plan is affordability. Although you are limited to the plan’s network providers, Medicare Advantage is usually less expensive than a Medicare Supplement Plan.
Medicare Part D is ideal for clients who use multiple prescription drugs regularly. Part D can offset the cost of prescriptions for a low monthly premium.